Moneo

Take control of your finances

Moneo helps you track spending, set savings goals, and make smarter financial decisions with real-time insights and personalized recommendations.

50K+
Active users
$2.4M
Money saved
4.8★
User rating
Moneo Card
4521 •••• •••• 8934
Card Holder
Alex Rivera
Expires
12/28
Moneo Pro
5249 •••• •••• 2761
Card Holder
Jordan Lee
Expires
08/29
Moneo Plus
6019 •••• •••• 4582
Card Holder
Taylor Chen
Expires
03/27
User

$742,560

+2.1%

Net inflow · last 7 days

5312 9087 4421 1160

Valid Thru

09/30

CVC

• • • •

Pay
Request
Invoice
Tools

Revenue

$31,240.12

+4.2%

vs. previous week

Operating Costs

$4,860.00

-1.3%

vs. previous week

Burn Rate

$2,140.00

-0.9%

rolling 30 days

Cash Reserve

$3,980.55

+1.7%

month to date

SMART AI FEATURE

Meet Your AI Budget Assistant

Plan smarter with predictive AI that tracks your spending, forecasts savings, and helps you make better financial decisions effortlessly.

  • Predict Monthly Expenses
  • Optimize Saving Strategies
Try It Now

AI Insights Dashboard

Visualize your expenses, track habits, and uncover patterns that help improve your financial health.

AI Core
User Data

Monthly Cash Flow

AI-assisted overview

$2,895.89
Income 6:47 AM Expenses 6:51 PM
AI BUDGET ASSISTANT

Plan, track, and optimize your budget with AI

Get real-time insights, smart savings suggestions, and forecasts that help you stay on target—without spreadsheets. Connect your accounts and let the assistant do the heavy lifting.

2M+
Budgets created
500+
Bank integrations
SMART CARDS

Spend smarter with AI-powered cards

Create virtual cards with smart limits, real-time alerts, and auto-categorization. Keep control of subscriptions and day-to-day spending without the spreadsheets.

  • Auto-categorize every purchase
  • Set limits, freeze, and get instant alerts
Create a Smart Card
B Budgetly.
4521 9083 7610 XXXX
CARD HOLDER
Eva Kim
VALID THRU
09/27
Budgetly.
5249 3820 1145 XXXX
CARD HOLDER
Daniel Park
VALID THRU
03/29
B Budgetly.
6019 7321 8550 XXXX
CARD HOLDER
Lena Tran
VALID THRU
11/26
Testimonials

Loved by teams who take budgets seriously

See how Moneo helps people cut waste, automate savings, and stay on plan with AI-driven insights.

“The AI flagged duplicate subscriptions and saved our team over $600 in the first month.”
Avatar
Marcus Hill
Operations Lead, Toronto
PRICING

Simple, smart, transparent pricing

See how Moneo helps individuals and small businesses take control of their budgets, save smarter, and plan ahead with AI-driven insights.

Auto-categorization powered by AI

Moneo learns your habits and classifies transactions with high accuracy — no more manual cleanup.

Smart budgets & envelopes

Create monthly or rolling budgets with drift protection, alerts, and envelope-style rules.

Bank sync & anomaly alerts

Securely connect accounts, get real-time sync, and catch unusual spend before it snowballs.

Starter

$9 / month

Perfect for individuals getting control of monthly spending.

Start free trial

INCLUDES

Everything you need to start

  • AI auto-categorization (single profile)
  • 2 bank connections, daily sync

Pro

$29 / month

For power users, couples, and small teams managing shared budgets.

Start free trial

EVERYTHING IN STARTER, PLUS

Advanced controls & collaboration

  • Unlimited bank connections, hourly sync
  • Shared budgets & roles (Viewer/Editor)